Osher and Associates
 
Certified Public Accountants

We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Auto Loan Payment Calculator Use this calculator to calculate an auto loan amount based on your desired monthly payment or to calculate a monthly payment based on an auto loan amount.
Ratio Calculators Use these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.
Paycheck Calculator - Hourly This calculator computes gross and net pay for an hourly paycheck and displays the various withholdings.
Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle.
Retirement Income Planner Use this calculator to evaluate your retirement income plan.
Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you.
Investment Needed to Achieve Goal Use this calculator to determine the investment needed to achieve your goal.
Flexible Spending Account Calculator This calculator shows the effect a Flexible Spending account will have on your net pay.